Federal Financial Aid

National American University (NAU) offers a quality, personalized private education at an affordable cost.  NAU has consistently remained one of the least expensive among private universities.  Affordability options are available for every family.

NAU recognizes that many students would be unable to pursue their educational goals without financial assistance.  NAU provides financial aid in the form of grants, scholarships, work study, and low-interest loan programs through federal, state and local sources.

We will be communicating frequently regarding your financial aid in the form of e-mail or through the student portal, please be sure to check your e-mail and the portal frequently.

Because of the limited amount of funds in certain programs, it is imperative that you complete and return/submit your financial aid applications as soon as possible.

Any time after you have completed your Application for Financial Assistance, have any of the following occurred?:

  • Have you received any additional outside resources* helping you pay your educational expenses?  OR
  • Has the amount of your outside resources* changed?

Please notify your Financial Service Representative, as noted on the right hand side of the Student Portal or as listed below.
*Outside Resources include Scholarships, non-federal grants (BIA, Tribal Assistance, etc.) Military Tuition Assistance (active duty, reserve, guards), Company Tuition Assistance, State Vocational Rehabilitation benefits, private alternative loans, Work Force Investment Act (WIA), Training Assistance Act (TAA), gifts, etc.

2014/15 Financial Aid Process

Dependency Determination Questions
If you meet one of these conditions (you can say YES to any one of these questions) you are considered an Independent Student and will have to provide information for you, your spouse and children.  If you do not meet any of the below conditions you are a Dependent Student and will have to provide information for you and your parent’s household.

  • born before January 1, 1991?
  • as of today are married (including same sex couples, and separated but not divorced)?
  • as of July 1, 2014 will be working on a Master’s or Doctorate Degree?
  • are currently serving on active duty in the U.S. Armed Forces for purposes other than training?
  • are a veteran of the US Armed Forces?
  • have children who receive at least half their financial support from you between July 1, 2014 and June 30, 2015?
  • have dependents (other than your children or spouse) who live with you and receive more than half their financial support from you now and through June 30, 2015?
  • at any time since you turned age 13, were both your parents deceased, were you in foster care or were you a dependent or ward of the court (not ward of the state)?
  • are you or were you an emancipated minor as determined by a court in your state of legal residence?
  • are you or were you in legal guardianship as determined by a court in your state of legal residence?
  • at any time on or after July 1, 2013, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless?
  • at any time on or after July 1, 2013, did the director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development determine that you were an unaccompanied youth who was homeless?
  • at any time on or after July 1, 2013, did the director of a runaway or homeless youth basic center or transitional living program determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?

Click on the appropriate checklist for the financial aid forms and further information we need from you to process your financial aid.  The checklist will tell you which forms and information we need and how to submit them.

14/15 Dependent Checklist

14/15 Independent Checklist



NAU Scholarships Undergraduate:

NAU Scholarships Graduate (All Locations):


Need further financing?

A private loan is a much better option than a credit card.  However, you want to make sure that you have exhausted all of your other financial aid options before deciding a private loan is necessary, such as Federal Financial Aid, Scholarships, and other aid such as state aid or even your savings.  Grants and scholarships don’t generally have to be paid back and Federal Student Loans generally offer low interest rates as well as flexible repayment and consolidation options.  Have you submitted your Free Application for Federal Student Aid?  Have you received your Financial Aid Award Letter?

Only if you have exhausted all of your federal options, scholarships and other aid should you consider a private loan.

Below is a link to FASTChoice, the starting place to apply for a Private Loan.  It contains a list of Private Loans and borrower benefits available from certain lenders.  You have the right to choose any lender you wish to make your loan, even if you have used a different lender for one or more previous loans.  


For further information on the below topics, please use the websites or view the attached videos:

Applying for Financial Aid
Completing the FAFSA
Federal Student Aid Programs  
Federal Student Loans and  Repayment
Federal Consolidation Loan  
Scholarship Searches
US Department of Labor Scholarship Search  
Fastweb Scholarship Search  
Scholarship.com Scholarship Search  
Scholarship Experts Scholarship Search  
Nursing Scholarship Search  

If you have any questions or need assistance completing these applications, please do not hesitate to contact your campus financial services representative.  You may also e-mail your Financial Service Representative using the appropriate e-mail address below. 

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