Financial Aid and Funding Options


Because an education is an investment in your future.

You know it better than anyone: An education can be the key to greater career opportunities and a brighter future. At National American University (NAU), we know how to help make it affordable. We encourage students to consider different finance options and to utilize Federal Financial Aid or personal savings resources prior to pursuing a private loan. Grants generally do not have to be repaid and Federal Student Loans generally offer low interest rates as well as flexible repayment and consolidation options.

Your financial services representative is here to help you understand all available options—and which ones make the most sense for you.

Use our Net Price Calculator to see a personalized picture of your costs. You may be eligible for financial aid in the form of grants, scholarships, and low-interest federal student loan programs, as well as veteran financial assistance or through your employer.


Find out if you qualify for federal financial aid now.

Most NAU students are eligible for financial aid. Complete the Free Application for Federal Student Aid to find out if you qualify for federal financial aid. Different types of aid have different rules—but some financial aid programs are limited, so it’s important to submit your FAFSA and other applications as soon as possible. Want to know more about your financial aid options or have a FAFSA question? Just reach out to your NAU Financial Services Representative at 800-209-0182 option 2 or email . Start the financial aid process here

Federal Pell Grants

A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor’s or professional degree. Federal Pell Grants are awarded to students who are eligible based on the results of the Free Application for Federal Student Aid (FAFSA). The amount you receive will also depend on your status as a full-time or part-time student.

Federal Supplemental Education Opportunity Grants (FSEOG)

The FSEOG program is designed to assist undergraduate students with an exceptional financial need. Priority is given to Federal Pell Grant recipients with the lowest EFC. National American University FSEOG awards range from $750 to $1,000 per quarter. Just like the Federal Pell Grant, the FSEOG does not have to be repaid. Funding is very limited in the FSEOG program and early application is important.

Federal Direct Loan Programs

Federal Direct Loans are for undergraduate, graduate, and professional degree students. The federal government provides funds and guarantees these student loans to students who are attending at least half-time enrollment status.

Federal Direct Student Loans for undergraduate students include subsidized and unsubsidized loans, and Parent PLUS loans, which the students and parents repay to the servicer assigned by the federal government.

The Federal Direct Student Loans for graduate and professional students include the unsubsidized loans.

Direct Parent Loan for Undergraduate Students (PLUS)

Direct PLUS loans are for parents to borrow to help pay for their dependent child’s education. The Direct PLUS loan provides additional funds for education expenses. Direct PLUS loans enable parents with good credit histories to borrow for each child who is enrolled at least half time. The annual loan limit is the student’s cost of attendance minus any estimated financial aid received. The U.S. Department of Education will at no time pay the interest that accrues on Direct PLUS loans.

For more information, review our course catalog or visit the U.S. Department of Education’s financial aid website.

National American University offers a 10% Alumni Tuition Benefit to recognize the significant achievement of our alumni and encourage them to further their education by pursuing a higher-level degree, second degree, certificate or individual courses with NAU.


Graduated with a diploma, associate, bachelor’s, master’s or doctoral degree from National American University. Completion of a certificate only does not qualify a student for the alumni tuition benefit.

The 10% Alumni Tuition Benefit applies to regular NAU undergraduate, master, or doctoral tuition rates . If other tuition reductions apply, students will receive the tuition rate that provides the best financial opportunity for them..

The Alumni Tuition Benefit may not be utilized concurrently with any other National American University sponsored grant, scholarship, or benefit program.

For more information, please contact an enrollment advisor by calling 800-209-0182.

Remember, your success can be important to theirs.

Did you know your employer may help finance your National American University education? Today, many companies assist their employees in financing their education through tuition reimbursement plans.

It’s simple to take advantage of this great benefit.

Check with your employer’s human resource department to find out which educational benefits may be available to you..

Let us know what benefits you’re entitled to so we can help you fit this into your financial plan..

Your NAU financial services representative will then help determine what paperwork may be needed.

Because hard work pays off.

There are several scholarship opportunities for deserving National American University students available through the National American University Foundation and a variety of outside organizations. Your NAU financial services representative can help you identify those that are right for you.

NAU Foundation Scholarship Opportunities

The nonprofit National American University Foundation is committed to recognizing and rewarding academic achievement and offering support to new or returning students. In support of this commitment, the NAU Foundation has several scholarships available for students who are, or will be, attending National American University.  

The National American University Foundation also periodically offers targeted scholarship opportunities for NAU students as resources allow.
To review other scholarship opportunities, visit the NAU Foundation Scholarship Information and Application website or from your Financial Services Representative. Letters of reference and a brief autobiography may be required with the application.

Edith Nourse Rogers S.T.E.M. Scholarship

Veterans Affairs scholarship program designed to help students who are in a high demand training program (Science, Technology, Engineering, and Math) who may have exhausted or will exhaust their entitlement benefits prior to the completion of their program. To find out more about this scholarship and qualifications for eligibility, visit the Department of Veteran Affairs website.

Free Scholarship Searches

These websites contain a wealth of outside scholarship opportunities:


  Other Financial Aid Sources

Students may request a Professional Judgement review for Unusual and Special Circumstances that apply specifically to them or their family situation. NAU will review all Professional Judgement requests. Professional Judgement decisions are determined on a case-by-case basis. All decisions are final and may not be appealed. Contact your Financial Services Representative to discuss your situation.

Unusual Circumstances refer to conditions where a student’s dependency status may be adjusted based on a unique situation, such as homelessness or parent information cannot be provided.

Special Circumstances refer to financial situations that may adjust data elements within their Cost of Attendance calculation or FAFSA. Examples of Special Circumstances include unemployment, changes to income, and additional allowances included in their Cost of Attendance.

*Additional Allowances may include:

Dependent care expenses, disability-related expenses, or a computer allowance. Students must submit documentation of rental or purchase of a personal computer. The personal computer allowance is included in the first academic year of the current Award Year. Students may request an additional computer allowance every two calendar years from the original proof of purchase date. The computer allowance will be included at the total purchase price of the computer or calculated rental cost (at the number of months in the payment period) or up to $1000.00 maximum.